Snap Finance is a lease-to-own provider, helping credit-challenged customers

Simple. Easy to apply, know in seconds.

Accessible. For those who need it most.

Flexible. Get it now, pay over time.

WHAT IS LEASE-TO-OWN FINANCING?

Lease-to-own is an alternative method of financing. Snap buys the merchandise and leases it to you. Once you’ve fulfilled the terms of your agreement, the merchandise is yours.

STANDARD LEASE COSTS AND PAYMENTS

• Our standard lease is a maximum of 12-18 months.
• The lease includes a Cost of Lease added to the cash price of the merchandise being leased. Your total cost will usually be more than double the cash price of the merchandise if you do not exercise one of our early purchase options.
• Your lease payments will be automatically deducted from the payment method provided in your application.

YOU HAVE OPTIONS WITH SNAP

• You have options to gain ownership early and save on lease costs.
• You may cancel your lease at any time by notifying and returning the merchandise to Snap.